О ДОМЕ
HOME works to understand housing issues across the greater Cincinnati area and publishes research reports to identify barriers to fair and affordable housing. We work to advance policy solutions that increase access to housing and promote stable integrated communities.
HOME leads the Roadmap for Increasing Black Homeownership as a collaborative initiative to increase and preserve homeownership in the region.
The Roadmap confronts the 40% gap in Black homeownership across Cincinnati and Hamilton County with six key policy recommendations designed to expand access and protect existing Black homeowners. These strategies provide a path forward to address long-standing disparities and build stronger, more equitable communities.
We will continue releasing annual updates that track the current landscape, showcase progress, and call out urgent action items. These reports serve as a roadmap for advocates, policymakers, and community members committed to increasing and preserving Black homeownership across the Cincinnati region.
HOME and eruka co-produced the new study, Levied, investigating which communities were most affected by the tax changes, the reasons for the changes, and what local and state elected officials can do to create a more equitable tax system.
Our research shows that property taxes in Hamilton County fall disproportionately on communities of color and lower-income neighborhoods. This inequitable burden not only worsens existing disparities but also places added strain on families already facing economic challenges.
The report outlines three key policy recommendations—alleviating unequal increases, diversifying local revenue sources, and transforming tax policies. Together, these strategies provide a framework for advocates, policymakers, and community members working to build a fairer, more equitable property tax system for all.
HOME released the Lending Report detailing racial home mortgage lending disparities in Hamilton County.
Two years after HOME’s Roadmap, Black and low-income homeowners in Hamilton County still face barriers to home loans. An analysis of six years of data shows upper-income Black applicants are over 2.8 times more likely to be denied than their white counterparts.
HOME aims to highlight mortgage lending practices to a wider audience, encouraging greater evaluation, compliance with fair housing and lending laws, and changes that increase homeownership for Black families and communities. Our five policy recommendations guide lenders, policymakers, and community members in expanding fair lending and supporting Black homebuyers and communities of color.